Whether you are a first-time home buyer, a veteran of many years of mortgage payments and house upkeep, a condo owner or an apartment dweller, your household is one of some 90 million in the United States. Chances are your home is your single most expensive budget item and—for the home or condo owner—your most valuable investment. Homeowners insurance is a package policy that covers both property—structures and personal possessions—and liability. But do you understand what’s covered?

For example, as a Connecticut resident, you may not be thinking about their flood insurance coverage. Flooding is the nation’s most common natural disaster, and can happen in every U.S. state and territory. It’s important to be prepared for flooding no matter where you live. For more information on flooding, check with FEMA. Then come back to Tracy-Driscoll for your home insurance needs.

Homeowners insurance is substantially standardized in the United States. The information in The Consumer’s Guide to Homeowners Insurance is based on the most commonly purchased policy (called HO3 in the industry) offering the widest protection.

If you have any further questions regarding home insurance do not hesitate to call Tracy-Driscoll at 869-589-3434.

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