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State minimum insurance requirements are minimal. Most states demand less than $100,000 for bodily injuries and $50,000 for property damage. Some states require only $10,000 for property damage coverage. How many cars valued at greater than $10,000 travel the highways? How many trucks carrying cargo are worth more than $10,000? $50,000? $100,000? According to the [...]
Very few people are prepared to face a traffic accident; however, many people will be involved in one at some point during their lives. While some are minor, others are severe and require appropriate action. Even the most careful drivers may experience an accident due to the poor driving skills of others. The best way [...]
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As if we didn’t already have enough distractions, on-board GPS systems, portable DVD players, iPods, and Smartphones have created more driving distractions than ever before for drivers. And, it’s certainly not atypical for a vehicle simultaneously to have ringing phones, cartoons blaring from the backseat, a GPS incessantly yelping orders out, and fast-food fries flying [...]
Today, a motor vehicle accident occurs every second. Auto accidents cause an injury every 14 seconds. And every 13 minutes a car accident results in a fatality. More than 31 million accidents occur annually at a cost of more than $100 billion. Theft and vandalism are other major perils— a vehicle is stolen every 20 [...]
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